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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Lizard, please check out what the requirements are for your mom to qualify for social services assistance. Your dad does not need to be impoverished for her to get help.
Yes, selling the house will produce income for them to get help, which is a blessing, so many people don't have any assets and make a few dollars over the limit for assistance.
If they go to an Assisted living facility then the house sale will give them a cushion for care, 3k monthly and the rest from the sale.
Not to be alarming, but statistically 40% of caregivers die before the person they are caring for. Those are the odds that your dad is facing, he needs help not just cheaper rent and your moms needs will only increase as this awful disease progresses. Please help him find a place that will help him take care of her, for both their sake.
Great advice.I only wish my Dad would stop acting like he has it under control when care giving takes up all his time. I know he has a shorter lifespan because of it.They are now in FL so I can't show them Ohio NH s until spring, when they return. I am doing legwork now and sharing info with my siblings.
At your parents' ages it makes no sense (to me) to go to the huge effort of moving them unless it is to a care community that has everything from AL to hospice. This will make future changes and increased needs for their care so much easier on them and you.
If they are willing, start looking at decent, local NHs with them (as it should be their decision). Make sure any place they seriously consider accepts Medicaid. Even if they start out paying privately, once they are in a place they like, they cannot be kicked out if they go onto Medicaid. My MIL is in a very nice facility on Medicaid. Also, taking them to see NHs in person dispells the concept of "bad old smelly nursing homes" that they fear. New places are pretty nice. If they owe a lot on their home, it may be time to let that anchor go as it may drive some very distorted and unproductive decisions regarding their future care. It would be money well spent to consult an elder law and estate attorney regarding their actual best options. Good luck!
You can search the area for senior apartments to see if it would benefit their cost of living compared to the expenses of the house. See what the rent is and if it would benefit them. I'm not sure if their income qualifies them for a rent reduction, they may be in that zone just above the income limits. Eventually they will likely need assistance with ADL's so it may be a good idea to contact your local Area on Aging. Get them involved early so they can assist.
Mom has dementia so Dad is her caregiver now. Will need AL leading to Memory Care so will have to sell their house and use all of their income I guess. Will check their Area on Aging too.
Have you looked for board and care homes? They are smaller and tend to be cheaper. The downside is that they don't have the same amenities or activities as a larger AL.
Yes, the price of senior care is shocking. I think that everyone that hears for the first time how much it is, is set back on their heals.
That's really not bad, paying 6K a month here for step-father and his wife. My mother is also living in AL, $4,700 a month for just her. Florida, two different homes. Your parents earn too much, I doubt that they would qualify for a rent control apartment.
In AL there is not much extra to pay and a potion of the expense is tax deductible.
So, if your parents have 42K per year, they HAVE 3K per month.
The thing to remember is that with AL, they have very few expenses outside of the cost of AL; plus, part of the AL price tag is most probably deductible from their taxes.
Also, do they have savings/assets? You need to figure out their "safe withdrawal rate" from those funds that can supplement their SS/Pension income.
Yes, when we saw that the price tag for Independent Living for mom was going to be 5K per month, we blanched, but SIL, who deals in finance showed us that mom could easily afford it because she would be paying with pension AND withdrawals from the nest egg.
They have no savings or 401 k, a house which is maxed out on a VA loan. When we sell that we may get a few thousand. Leased car for another year, which is not an asset. Soc Sec and small pension is all they live on.
Call your local Area Agency on Aging and ask for a list of Senior Apartments. These apartments are usually 30% of the person’s monthly income. My mother lived in one up here in Cleveland and while it wasn’t “resort” living, it was nice. But first, determine what they need. There is a big difference between a rent control apartment where they’d be on their own, and Assisted Living where there is a medical staff. If they need Assisted Living, you won’t find one much less than a few thousand a month. You may need to consider filing for Medicaid.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Yes, selling the house will produce income for them to get help, which is a blessing, so many people don't have any assets and make a few dollars over the limit for assistance.
If they go to an Assisted living facility then the house sale will give them a cushion for care, 3k monthly and the rest from the sale.
Not to be alarming, but statistically 40% of caregivers die before the person they are caring for. Those are the odds that your dad is facing, he needs help not just cheaper rent and your moms needs will only increase as this awful disease progresses. Please help him find a place that will help him take care of her, for both their sake.
If they are willing, start looking at decent, local NHs with them (as it should be their decision). Make sure any place they seriously consider accepts Medicaid. Even if they start out paying privately, once they are in a place they like, they cannot be kicked out if they go onto Medicaid. My MIL is in a very nice facility on Medicaid. Also, taking them to see NHs in person dispells the concept of "bad old smelly nursing homes" that they fear. New places are pretty nice. If they owe a lot on their home, it may be time to let that anchor go as it may drive some very distorted and unproductive decisions regarding their future care. It would be money well spent to consult an elder law and estate attorney regarding their actual best options. Good luck!
Yes, the price of senior care is shocking. I think that everyone that hears for the first time how much it is, is set back on their heals.
Your parents earn too much, I doubt that they would qualify for a rent control apartment.
In AL there is not much extra to pay and a potion of the expense is tax deductible.
The thing to remember is that with AL, they have very few expenses outside of the cost of AL; plus, part of the AL price tag is most probably deductible from their taxes.
Also, do they have savings/assets? You need to figure out their "safe withdrawal rate" from those funds that can supplement their SS/Pension income.
Yes, when we saw that the price tag for Independent Living for mom was going to be 5K per month, we blanched, but SIL, who deals in finance showed us that mom could easily afford it because she would be paying with pension AND withdrawals from the nest egg.