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I am 84 with physical issues (need stair lifts, rollator, etc. My husband is 87 and was diagnosed with dementia 18 months ago. So far managing well in our 3 story home but I feel this can't last. He, of course, does not want to move, I would love to move to assisted living or even senior living that also has a memory unit for later. We have different needs but certainly want to stay together. Would home care be a better option with caregivers coming in? We have John Hancock elder care but having difficulty getting reimbursed for stairlifts, rollators, Comfort Keepers.

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My mother moved to a continuing care facility, which has units for all levels of care, beginning with Independent Living and moving to Assisted Living or Memory Care, and Skilled Nursing, if necessary. It's best to begin with Independent Living, moving to Assisted Living when necessary. All units are fully accessible. The facility provides meal services, housekeeping and laundry services (sheets and towels only for Independent and Assisted Living, full laundry service for Memory Care and Skilled Nursing). At my mother's unit, couples could split up, with one person staying in Independent Living while the other moved to Assisted Living/Memory Care. It was easy to visit the one in assisted living on a daily basis. And they got the appropriate level of care. One woman would bring her husband in a wheel chair from memory care to their apartment in Independent Living to hang out during the day. It worked well for the few couples that I talked to there, where one of them was still very active with community and work activities.
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Reply to NancyIS
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If you insist on staying in your 3 story home, which I think is a bad idea, then learn to live entirely on the main floor level. You do not need to go upstairs. Or downstairs. You can create a sleeping space and figure out how to get everything else you need on one floor. An assisted living apartment will not be any larger.

You can try and maintain this lifestyle with home care providers for as long as possible. If your 87 yr old husband has had dementia for 18 months, soon he won't recognize where he is, and you could move to assisted living. Move a few pieces of your favorite (small) furniture and photos/decor that make it feel just like home.
Start looking now for an assisted living with memory care which you like, and start planning the move. This will take a while. Your husband may be upset with moving, but he is no longer in a position to choose to stay in a 3 story house!
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Reply to CaringWifeAZ
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Bkgranny, thanks for your reply below. I understand how hard it is to give up a beloved family home full of memories. Is there a possibility of one of your children wanting to buy the house from you, to keep it in the family? Not that you would want to pressure or guilt-trip them, but sometimes the interest is there, so I'm just mentioning it.

It sounds like you are being realistic about what may lie ahead. I suggest you start looking at websites and setting up visits for the assisted living / memory care places in your area. Could some of your children take you to tour them? You may find that some have waiting lists. Putting your name on the lists doesn't obligate you, but it gives you a head start if your current situation deteriorates and you need to make a decision unexpectedly on short notice.

At first doing this might seem overwhelming, but you'll come to understand the differences between the locations. Evaluate from both perspectives: the two of you sharing a suite or apartment together, and alternatively, you in the assisted living while your husband is in memory care.

If your husband has a medical issue that requires hospitalization, that's often the catalyst for making a move -- the family uses the "therapeutic fib" that the move is necessary for rehab and recuperation, and the patient goes from the hospital. This can be much easier than moving straight from the home.

I hope you'll stick around here on the forum, if you have time.
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Reply to MG8522
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I paid out of pocket for 2 stairlifts in house for my mother. Insurance won’t cover it .i also bought her walker with a seat &brakes. since the one with tennis balls 🎾 no seat crappy & can’t go outside with it.
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Reply to CaregiverL
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I think you both staying together would be great. At home help is great, but the stairs will become more of an issue in the very near future. Can you both just live on the main floor, and not worry about the other levels? If not, a move to a one story home or a change to an assisted living facility may be better? Do you have children? If you want to make it work at home, I think rearranging everything you need to the main floor is the best way.

Physical therapy, and a good diet, are great ways to keep yourselves healthier.

Best of luck to you both!
🙏❤️☘️
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Reply to Tiger8
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bkgranny Mar 8, 2026
Thank you and to others who have great suggestions. We do have two stairlifts in this home which are a great help....as well as 3 bathrooms. Strangely enough, my husband does not use them as I am the frail one, tho' a few years younger. I am his mind, he is my body. We have helpful adult children in town as well as older grandchildren. This large home has been a gathering place for Sunday night dinners and also holiday dinners so very difficult for him, actually for both of us to leave here. It would be more of a reassurance for our children.
We had an exceptionally hard winter as far as snow and ice but hired a plower and also have lawn help in the summer.
He does not yet have some of the typical behaviors I see on TV commercials for medications for this progressive disease, but I know the day will come, hopefully not too soon.
We also have Comfort Keepers who come in two halfdays a week to do the laundry and housekeeping.
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I know you want to stay together, but you need a tie breaker. If you move on your own to an AL suite with room for two, and he of course visits you there, chances are he will join you in a couple of weeks.
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Reply to MargaretMcKen
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bkgranny, I remember back when my Mom refused to move from a house that had a lot of stairs. Dad, on the other hand, would move in a New York minute. Mom even refused caregivers coming to the house.

Unfortunately, one would need to wait for a 911 emergency, such as a fall which requires hospitalization, then rehab, then going back home (which now could be senior living). That happened to my Mom but her fall was too serious and she spent her final days in a nursing home.

My Dad hired around the clock caregiving for himself as he, too, was a major fall risk. The caregivers were costing him $20k per month. Yes, expensive. Dad finally sold the house and moved into senior living which at the time was $5k per month. He loved it there. He enjoyed being around people of his own generation. And the perks available such as weekly housekeeping, etc. And no more fear of falling on the stairs.

Oh, in the mean time. we had another set of handrails installed on my stairs, so that way, I can hold onto both handrails with my left and right hands. That made a huge difference, and I feel so much more secure going up and down the stairs. Now, if only I can get hubby to use the handrails :)
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Reply to freqflyer
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Do you or someone else have your husband's POA? If so, you or they can use it to list the house for sale and move to assisted living. A continuum of care facility is an excellent idea. I hope you will be able to make this happen. Keep us posted on how it goes.
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Reply to MG8522
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You need to get out of that 3 story house, for starters.

I'm glad you are smart enough to realize AL is not an asylum or prison cell, and you get meals, cleaning, laundry and more. It's easy living, compared to what you are doing now! Just put your foot down with Husband, or threaten to move out yourself. Dementia patients don't run the show anymore. Start looking for the AL place you want, before it becomes an emergency situation.

Caregivers coming in is very expensive. You can't count on them, unless the are from an agency. You are still in a 3 story house fall situation, caregivers or not. Now is the time to sell your house and get an easier life.

3 stories with mobility problems is a dangerous accident waiting to happen. Start looking for some nice places you will like!
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Reply to Dawn88
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Short term while you are deciding you could get home care for 4 hours a day in the morning to help ya'll.

I would also start talking to realtors about your house. The realtors will have a lot of local resources available.
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Reply to brandee
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I strongly agree with your thought of a continuum of care place.

You might be able to get his doctor (or yours) to recommend it and then tell him “doctor’s orders.”

You might be able to pick a place out, arrange a move, then tell him a white lie such as “we have to stay elsewhere while the house is being treated for bedbugs” or something, to get him there. Maybe he could stay with family for a couple of days while you are having a few things moved to the place and then when it’s time to move, he is taken straight to the new place.

My point is, don’t wait for him to agree. Trying to talk or reason a person with dementia into something is a big waste of energy in my experience.

Managing caregivers in your home is more complex. You have to find them, schedule them, what if he doesn’t see the point and tries to drive them out. My dad did that. And both your physical limitations and his dementia are going to increase. It’s way easier, and you have more flexibility, to move before a crisis occurs than after.

good luck and best wishes!
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Reply to Suzy23
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Visit some facilities and be very upbeat about your new move to your new home. He won't like it at first, but you both need that safety net. I hope the transition goes well.
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Reply to JustAnon
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Home care won't be easier because you have to find and manage all the services, which gets more difficult as you age. If you go to a facility, you are spared all the infinite details of running such an operation. And they are many.

How about taking husband on a tour of some continuum of care facilities? Or if he's not capable of understanding them, you go on the tour without him and then present him with "We're going to do this because we can no longer manage our present way of life, and I want to spend as much quality of time with you while we can." If that doesn't work, woe is you! Because it likely will all be on you to care for him, the house, the finances, etc. etc. And that is NOT fair to you.

If he's already 18 months into diagnosed dementia, he's well on the way to situations that you'll find impossible to manage at home. Incontinence. Behavior so uncontrollable he'll need to stay home. Wandering. My husband hid knives in the sofa. Peed all over the house. Let strangers into our home. Didn't know what his own poop was and carried it around. Put his clothes on inside out upside down any way you can imagine. He's a highly educated intelligent man but that made no difference. Keeping someone with these issues at home will wear you out and down and you'll eventually be running for the nearest exit.

We had John Hancock LTC also and were very disappointed in it. They were very picky about what they'd pay. He'd have been better off stashing his money away years ago in a good interest-paying account where he could get it when he needed it with no middleman to screw things up.
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Reply to Fawnby
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Do you have husbands POA? If so, you can make the decision to move and I would do it now. Dementia can progress fast or slow but it will progress. He likes what is familiar. But now, your needs outweigh his
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Reply to JoAnn29
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