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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
His monthly income is a little over $3000. I have power of attorney on his checking account. And the house is in both of our names. I am the executor of estate. My mother passed away in 2009. I am also concerned about his CD in a savings and loan.
Dad is going into a nursing home, and you want to know how to protect his assets, and also how to protect your interest in property you share. Is that right?
Since you are worried about the state taking his assets I assume that he will be Medicaid. Is that right?
Medicaid expects people to way their own way as long as they can, and when they become unable to then they will help out with taxpayer money.
Dad will have to "spend down" his assets until they are under a certain qualifying level. There are several ways he can do this. He can pre-pay his funeral. He can buy things he'll need or would enjoy, such as a deluxe wheelchair or a super television. He can't give anything away, but he can spend for himself. Also, he can pay for the nursing home out of his own pocket until his assets are under the limit, and then Medicaid will take over. (Almost all of Dad's monthly income will go to the NH, too.)
At this point you really need to consult an attorney specializing in Elder Law. Such a specialist will be very knowledgeable about Medicaid rules. If there are any ways to protect some of the money, this lawyer can help you with that. He or she can also advise you about the house.
Yes, a lawyer costs money. But you are looking at some very important issues here and it is important that you have expert advice. Mistakes are costly!
Mike, find his Will. That will tell you if you are the Executor. Once he dies the Executor takes over. POA ends at death. It is very important to know how the house is titled and if the CD has named beneficiaries. Then you and a good estate lawyer talk about how to protect the assets.
Do you mean he may have to go to a nursing home or a funeral home? If he is going to a funeral home, I assume he is near death. Has he been on Medicaid?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Dad is going into a nursing home, and you want to know how to protect his assets, and also how to protect your interest in property you share. Is that right?
Since you are worried about the state taking his assets I assume that he will be Medicaid. Is that right?
Medicaid expects people to way their own way as long as they can, and when they become unable to then they will help out with taxpayer money.
Dad will have to "spend down" his assets until they are under a certain qualifying level. There are several ways he can do this. He can pre-pay his funeral. He can buy things he'll need or would enjoy, such as a deluxe wheelchair or a super television. He can't give anything away, but he can spend for himself. Also, he can pay for the nursing home out of his own pocket until his assets are under the limit, and then Medicaid will take over. (Almost all of Dad's monthly income will go to the NH, too.)
At this point you really need to consult an attorney specializing in Elder Law. Such a specialist will be very knowledgeable about Medicaid rules. If there are any ways to protect some of the money, this lawyer can help you with that. He or she can also advise you about the house.
Yes, a lawyer costs money. But you are looking at some very important issues here and it is important that you have expert advice. Mistakes are costly!
It is very important to know how the house is titled and if the CD has named beneficiaries. Then you and a good estate lawyer talk about how to protect the assets.