I have been my mother's live in caregiver for the last four years and sadly she passed one week ago and the funeral was yesterday. One of my sisters wanted to go back out to the cemetery today so I went with her. While there, she took that as an opportunity to tell me that she and my other sister have decided to do a quick sale and I have two weeks to get out. Can they legally do that? They want to sell the house for a third of what it is worth. The will stipulates that the proceeds are to be divided equally three ways, but I have depleted all my savings etc. so when they kick me out of my home of the last four years where I cared for my mother 24/7 when they did not. Basically, I am going to end up homeless after all this. My sister even told me to take my dog to a shelter. No way!!! I'd rather take my sisters to a shelter. Any words of wisdom from the forum?
The days of DPOA & elder law atty are over.
Whatever you do do you do NOT sign off on anything.
At a minimum they have to, HAVE TO, buy you out at 1/3 of FMV - fair market value of the property with property sold open market by a Realtor. If Will reads 1/3 division they cannot do anything but that. They cannot sell house on their own, it has to have a legal format in which to sell a property owned by your late mom. That’s what probate does. I’d bet they want you to sign off something that states you give up your heirship.....
She is trying to Buffalo you into being subservient & if you sign off for less than 1/3 of fmv your being a door mat. Not to sound harsh, but they view you as that as you’ve caregiven for zero all these years and view it as your lucky as you got free rent.
Find the last tax assessor bill and take that to the meeting with the atty. and if you can drive around and jot down all the property for sale in the area and then google what their listed for. If they have those Realtor boxes with a For Sale sheet, get out of the car and grab a couple. You on your own can’t go all nuclear on the Sisters but your atty can. & will enjoy it! Probate guys that do litigation are real Pitt bullies, the Sissies will have met beyond their match. Good luck.
1 - you may entitled to more than 1/3 because you were the caregiver [1/2 yours/1/2 mom's] so see a lawyer
2 - you can put a lien on the house for payment of your time if that was not done & your room & board doesn't count
3 - when/if house goes on market you then can stipulate that you have X number of days to leave
4 - check who buys it & if they are friends with either sister then I smell a rat if they are low balling
5 - if you own more than 1/2 [yours 1/3 + any extra as above] then they can't sell it without your permission
6 - refuse to vacate & it will give you time to find a place - what are they going to do ... have you evicted? - start standing up to them
7 - SEE A LAWYER A.S.A.P.
I don't know the value of course, but assuming 180 (just to make the numbers are easy) that would mean your evil (and yes, they sound evil to me) sisters want to sell it for 60. 20 of that is yours, so you could buy them out for 40, less than one fourth of the value. And less than one fourth would apply no matter what the real value is. While your sisters are evil to push you into this, is there a way you could make lemonade out of lemons in this case?
I fully understand how emotionally draining this must be. Just remember you put love into action by caring for your mother, and she knew it. That is more important than all this “noise” your sisters are creating.
Now, about the situation. Would you be financially able to buy them out? If they are willing to sell the house for pennies that sounds like a potentially perfect solution for all...yet, that would be possible only if you think you can become able to get a loan from a financial institution. For that you need a job, number one, and a decent credit score, as we all know.
I agree you need legal advice because you need TIME.
How old are you Jeffrey if you don’t mind sharing?
And have you talked to them calmly and as the sibblings you all are? Again it is necessary to look for legal help but also try to address the issue just like human beings. Talk to them, explain your situation, that you depleted your 401k and savings, that you would prefer to stay in the house because it’s been home for you and because of all the memories you have with your mom, that you are from a practical standpoint unable to buy or rent anything right now. BUT please don’t say all of this as a victim or as if you’re asking them a favor, because that is not the case. Remind them you took care of THEIR mother and put your life aside for four years. You’re not begging! just trying to reach an agreement.
Now, every agreement needs to be specific. So, provide a timeframe, tell them for example that in a year you will be in a better position to stand on your two feet financially (and you need to get to work on that immediately!). And I wonder, could you create something like a Rent to Buy agreement? Meaning, you would pay a low rent (low because they are expecting to sell the house for a low price anyway), then pay them their two monthly thirds of rent, For example, if you set a rent of $500/month you would pay them their two thirds of that, which means they will be receiving money (sadly when trying to make people agree to something money always helps).
Also the most important part of a rent to buy agreement is that you set the buying price right now, so if they are willing to sell for a low price then let that price be set on stone NOW. In a year they might change their opinion and want to sell for more, so establish that upfront with a rent to buy agreement. At the end, I see the following as the advantages for all:
- They will be getting money as soon as the agreement starts, which may calm them down.
- The selling price cannot change. You 3 determine what that would be now and in a year that’s what you’ll pay.
- Since it is a fact that you won’t be able to live for free anywhere you’ll likely have the most affordable rent possible...and no risk of being homeless as you are feeling right now,
- This situation forces you, Jeffrey, to get going with your life.. and have a deadline (a year to pick up where you left sort of thing). You need to take your life back, my friend, and that includes being financially productive, having a social life and rediscovering what your interests are, etc.
- Lastly, but probably the most important advantage, would be that you all get to an agreement without fighting, without eviction, and all of you allow yourselves to grieve in peace!
A hug, and good luck!
Maybe this is the loophole you are looking for? Also, does your state have "squatters rights?" Mississippi has squatters rights and legally, even an illegal squatter has the right to remain as long as they live. This could be another loophole for you. Once you leave the premises, this would be voided. So hold your ground if you can.
Sounds like your sisters' are using scare tactics and you're letting them? Stand up to them and say, No Way. Time for some legal aid - and every state has free legal aid for those who cannot afford it. I know I used it once myself. If nothing else, you were not a paid caregiver - a good lawyer could bill your sisters for back wages and that would shut them down for a while.
The fact that you took care of your mother, and that the other siblings want to put her dog down, will likely carry a lot of weight in court against them and for you.
First condolences on your loss. At the very least you will always have your happy memories of your time with mom (what have they got, the little shrews!), knowledge that she was well loved and cared for, and your pup! It would be nice if an arrangement can be made so that you can stay too.
As others have said, first orders of business are:
1) change the locks and I would suggest a consult with the local PD, explain the situation and see if you can get support there. With part ownership, could they get a locksmith or break in when you are not there (would not put it past people like this!)? If they touch your possessions, including the dog (does dog have a chip?), that can be considered theft or vandalism (occurs when an individual destroys, defaces or otherwise degrades someone else's property without their permission; sometimes called criminal damage, malicious trespass, or malicious mischief.) Get the law on your side!!! Trespass at the least, especially if someone can advise you what to send in a certified/return receipt letter to those two.
2) seek an attorney (if the one who drew up everything for mom was an elder care atty, s/he might be your best bet - maybe more expensive, but will know ALL the details and how they can be handled.) Generally they will make payment arrangements, especially if they understand the circumstances.
Read mom's will and the deed to the house carefully. Keep copies in a safe place (in case they break in!)
You indicated you are all three executors, so they *cannot* sell without your signature.
If the house was still deeded to mom, this *MUST* go through probate first - that is not about to happen in 2 weeks. I had to take over for my mother's cousin, and it was about 2 years before the whole process completed, but one would think at least a year (with complication, definitely longer, although with court approval the house sale may be granted, with money going to an ESTATE account, NOT directly to any of you three.)
BTW, as others noted, POA ends at TOD, so unless mom's accounts had all your names on it (and possibly even if just the sisters were on the accounts), they had NO business using any of mom's funds for a funeral, POA or not. The same rules apply to ANY assets held in mom's name only. This could possibly work in your favor too, if they did not consult you on the funeral arrangements and spent all mom's money....
Even if they attempt eviction, that can take MANY months. Certainly not 2 weeks, and especially since it is not like you are some unknown vagrant squatting in the place (even squatters get more leeway!)
Do not sign or verbally agree to ANYTHING. Personally I wouldn't even discuss the issues with them at this point until you get legal advice (still grieving, and considering options is about all I would reveal to them!)
Once you have some legal advice and backing, find out what the rationale is about selling so cheap. Is it really to Ugly Houses? I never heard of this until recently a cousin told me he did this, because the place needed a LOT of work AND had asbestos insulation, making it too expensive for him to fix. Are they really trying to sell to that company or sleazing you out of a full 1/3 share by selling cheap to a friend or other relative? Does the house really need that much "work"? You've been there 4 years (and likely helped out before that) and one would guess that you took care of things that needed doing...
Attorney could also advise you as to whether the courts would consider you time caring for mom as earning reparation for that time, especially since it depleted your savings (who gives a hoot what those two say - if they did not provide any care or support, screw 'em!)
I read a previous post about changing locks, posting signs and notifying the police department. Perhaps they will do regular drive bys. I'm sorry you are having to deal with this at such a time.
Don't let them bully you.
What kind of sibling leaves another homeless after he/she has taken care of the parent?
I'll tell you what, though. Hearing that they fondly asked after you a couple of years later really does stick in the throat. So forgive me if I heartily wish that they'd all drop dead.
Fortunately, it emerges in the OP's case that she is indeed a joint executor of her mother's will, and that should mean that without her active consent that house is going nowhere unless it's at full market value and to a reasonable timescale.
In my own case, my user name would not indicate gender...I AM a she... in case anyone cares!
(I thought perhaps most were thinking it was another daughter as in general, but not always, the care-givers are the "girls", not the "boys"!)
I then went on to stereotype shamelessly and assume that sisters would not even attempt to pull this kind of stunt on a brother. And then again, of course, while there are honourable exceptions, there's not so many sons providing 24/7 care to their elderly mothers.
Doesn't look like we're ever going to find out, though. Alas.
You are, are you not, a joint executor of your mother's estate? If that is so, then your sisters can make any plans they like but they cannot implement a single one of them without your active co-operation; and if it would suit you better to have, say, a month's or six weeks' delay before the sale to make new living arrangements, or if you have a different opinion about how to realise the value of the house, then you need only fold your arms and insist on their at least considering that option instead.
Stop caring about what absurd grudges your sister thinks it good to bring up at this time and concentrate on the business of the moment. Sad to say, you have the rest of your life to come to terms with losing your mother. Right now, you need to prevent yourself from being bullied into poor decisions.
You are falling into the obedient little brother role; JUST STOP.
These idiots can't do an effing thing without YOUR CONSENT.
You can tie them up for YEARS if you want to. I understand that you have no funds. But you can find a job, can't you? You have a place to live, you've been receiving mail at your mom's address? They have to evict you to get you out and that is no easy process for THEM to do.
Who is your mother's lawyer? Have you consulted that person about your idiot sisters' plans?