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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Alabama) without the fear of going broke. I'm having a difficult time convincing him he has enough finances to last his life time. Who could I take him to see that could explain this to him because I don't think he trust my judgement.
Rosie55, my Dad was like that, he was afraid he would use up all of his funds. A CPA or Elder Law Attorney could help your friend see if there is enough money. Elders tend to look at us as still being "kids" and what do we know :P
If the person is 90 now, it is hard for us to know how long a person could live. My parents lived into their mid-to-late 90's. My Dad had 3-shifts a day caregivers at home, it was costing him $20k a month, so Independent Living worked great thus cutting the cost big time, then later into Assisted Living/Memory Care.
One has to see how much it cost for Assisted Living [it varies from area to area], and what is included in the monthly rent. Some places will include all meals, linen service, personal laundry, medic alert pendent, med tech for pills, housekeeping, and wake-up service helping with showers, dressing, etc. and night-service getting the person ready for bed.
Other places that are less expensive might have a menu of add-on items, then one can pick and choose what is needed.
Let's say you find a really great Assisted Living that included everything for $8k per month... the $300k would last 3 years. Or at $5k per month... the $300k would last 5 years.
If the person can live out his time in Assisted Living that would be great. But he might need a higher level of care down the road. The Assisted Living might be able to supply the care, or maybe not. Then a move to a nursing home would be $10k-$15k per month [varies from area to area]. One option, Medicaid would help pay for his care in a nursing home if his funds had run out.
Do you have the documents saying how much it would cost to live in the assisted living place near you? Divide that amount into her 300,000 and see how many years that would be.
Similar to cwillie, I have a financial planner who also uses software to estimate needed future capital and to guide my investment strategies.
You can usually find these types of advisors at banks that have an investment division and at brokerage firms. But beware - they will certainly try to get you to invest. Which isn't an all together bad idea if there are any doubts as to whether the person your asking about has enough funds to last his lifetime.
My banker has software that can calculate how much money you need to put aside for retirement based on your future monthly expenditures, having him go through this with someone official may make it more believable for him.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If the person is 90 now, it is hard for us to know how long a person could live. My parents lived into their mid-to-late 90's. My Dad had 3-shifts a day caregivers at home, it was costing him $20k a month, so Independent Living worked great thus cutting the cost big time, then later into Assisted Living/Memory Care.
One has to see how much it cost for Assisted Living [it varies from area to area], and what is included in the monthly rent. Some places will include all meals, linen service, personal laundry, medic alert pendent, med tech for pills, housekeeping, and wake-up service helping with showers, dressing, etc. and night-service getting the person ready for bed.
Other places that are less expensive might have a menu of add-on items, then one can pick and choose what is needed.
Let's say you find a really great Assisted Living that included everything for $8k per month... the $300k would last 3 years. Or at $5k per month... the $300k would last 5 years.
If the person can live out his time in Assisted Living that would be great. But he might need a higher level of care down the road. The Assisted Living might be able to supply the care, or maybe not. Then a move to a nursing home would be $10k-$15k per month [varies from area to area]. One option, Medicaid would help pay for his care in a nursing home if his funds had run out.
Oh, if only we had a crystal ball !!!
You can usually find these types of advisors at banks that have an investment division and at brokerage firms. But beware - they will certainly try to get you to invest. Which isn't an all together bad idea if there are any doubts as to whether the person your asking about has enough funds to last his lifetime.