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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Financial income is about $3450, which includes $1176, for aid and assistance, the other being social security, deceased spouses military retirement and job retirement income.
I’m in NJ and have a lawyer to do my moms Medicaid application and you cannot gift ANY money from your assets. Now as far as income, if the person makes too much a month in income to qualify for Medicaid you need to set up a Miller Trust also knows as a Qualified Income Trust “QIT” I’m doing it now with my mom as she makes $5K/month but needs to be under $2k! I hope this helps a bit.
I agree, I live in NJ and I don't think giving money away, especially in that amount, is allowed under Medicaid filing. Why should the state pay for your care when you had the money but gave it away.
For the OP, you need to contact Medicaid in your County. Each state is different in their rules. A&A cannot be used with Medicaid because both government money. There is a cap for income with Medicaid. You will need to find out what the spend down amount is. In NJ you r allowed $2000. Spend down has to be for the person personally. With me, I paid for Moms NH privately which spent her down to under $2000.
Oh barbara461, I can't believe that is correct. We are talking about being eligible for Medicaid, not tax issues. Medicaid looks back at the previous 5 years and if you have given money or assets away they impose a penalty. I'm pretty sure that is federal policy.
BarMell, it is really tough when the income isn't enough to pay for needed care, but it is too much to qualify for Medicaid, isn't it? A lawyer specializing in Elder Law can help you with the options.
If there are significant savings, in the State of NJ at least, the person can gift each family member up to $14,000 and the amounts gifted do not count as an asset.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Now as far as income, if the person makes too much a month in income to qualify for Medicaid you need to set up a Miller Trust also knows as a Qualified Income Trust “QIT”
I’m doing it now with my mom as she makes $5K/month but needs to be under $2k!
I hope this helps a bit.
For the OP, you need to contact Medicaid in your County. Each state is different in their rules. A&A cannot be used with Medicaid because both government money. There is a cap for income with Medicaid. You will need to find out what the spend down amount is. In NJ you r allowed $2000. Spend down has to be for the person personally. With me, I paid for Moms NH privately which spent her down to under $2000.
BarMell, it is really tough when the income isn't enough to pay for needed care, but it is too much to qualify for Medicaid, isn't it? A lawyer specializing in Elder Law can help you with the options.