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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
So, your mother is penniless because of you? Did you spend the money on her or on yourself? Was this truly a joint account with your name on it? If not, what you did could be considered by Medicaid as “gifting” and Mom would not qualify for Medicaid benefits unless and until you pay it back. It could also be considered as stealing or fraud.
I’m not sure what you want us to say. If Mom has no money and you didn’t steal it, just spent it, you will have to file for Medicaid and find a facility that takes it if she is accepted. But if this account is also her’s there could be issues with it.
As for what will happen to you, if you don’t have a job, get one. If she owns a home, you can probably stay there until, she passes if she owns it outright. You will have to pay taxes, utilities and keep it up. If and when you sell it, you will have to turn over the money to Medicaid to pay them back for her care. If you don’t have Power of Attorney for her, handling her affairs can be very difficult. Quite frankly, I’d go to your local Area Agency on Aging and tell them what you’ve done and ask for their help.
Have you applied for Medicaid? If they find that this money was gifted to you, there will be a penalty period during which you either have to pay for her NH costs yourself or care for her full time at home.
What did you spend it on? Rent, mortgage, utilities, upkeep, clothing?
The problem with joint accounts is that, unless married, the acct is considered the person's who is applying for Medicaid. You would have to prove you deposited money into it.
So, it comes down to what that 10k was used for. To buy Mom a car, no problem, to buy you one maybe if Medicaid decides the bank acct was Moms.
HandyAndy, Your profile says that your mother is already in a nursing home. If she has no more money, she might have already qualified for a Medicaid bed.
Was the $10,000 spent over a period of time, and on her needs only? If so, that sounds like the necessary spend-down of assets to qualify for Medicaid. Whether you knew, or not, you might have done what was required.
However, if you spent her money on yourself, you will have to account for that. Did your Mom know what you were doing with her money? Were your funds (income) comingled with hers in the joint checking account? Or are you unemployed or disabled, without an income of your own, and she was supporting you? Did she manage a disability income for you in the joint account, and now you need some help and advice sorting that out?
Can you give us more information? We don't want to scare an innocent caregiver, without all the facts.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I’m not sure what you want us to say. If Mom has no money and you didn’t steal it, just spent it, you will have to file for Medicaid and find a facility that takes it if she is accepted. But if this account is also her’s there could be issues with it.
As for what will happen to you, if you don’t have a job, get one. If she owns a home, you can probably stay there until, she passes if she owns it outright. You will have to pay taxes, utilities and keep it up. If and when you sell it, you will have to turn over the money to Medicaid to pay them back for her care. If you don’t have Power of Attorney for her, handling her affairs can be very difficult. Quite frankly, I’d go to your local Area Agency on Aging and tell them what you’ve done and ask for their help.
The problem with joint accounts is that, unless married, the acct is considered the person's who is applying for Medicaid. You would have to prove you deposited money into it.
So, it comes down to what that 10k was used for. To buy Mom a car, no problem, to buy you one maybe if Medicaid decides the bank acct was Moms.
So, we need more info.
Your profile says that your mother is already in a nursing home.
If she has no more money, she might have already qualified for
a Medicaid bed.
Was the $10,000 spent over a period of time, and on her needs only?
If so, that sounds like the necessary spend-down of assets to qualify for Medicaid. Whether you knew, or not, you might have done what was required.
However, if you spent her money on yourself, you will have to account for that.
Did your Mom know what you were doing with her money? Were your funds (income) comingled with hers in the joint checking account? Or are you unemployed or disabled, without an income of your own, and she was supporting you? Did she manage a disability income for you in the joint account, and now you need some help and advice sorting that out?
Can you give us more information? We don't want to scare an innocent caregiver, without all the facts.
Was a portion of it yours?
Will she be coming back home to live if she improves?