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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Was he a veteran? There may be benefits. Others on this forum will know...
Social Security:
"A surviving spouse, surviving divorced spouse, unmarried child, or dependent parent may be eligible for social security monthly survivor benefits based on the deceased worker's earnings. "
You need to have been married at least 10 years and have proof of marriage and divorce. You need to be 60 yrs old, and you SS benefit cannot be equal to or greater than his. You collected only his, not both.
Unless you were named as a beneficiary on his bank or investment accounts, or an inheritor in his Will, I don't know what else there'd be.
"The minimum age of eligibility to collect benefits on the record of a living former spouse is 62. Ex-spouse benefits are based on your former mate's primary insurance amount — the monthly benefit he or she is entitled to at full retirement age. You must have been married for at least 10 years. Divorced-spouse benefits range from 32.5 percent to 50 percent of your ex's benefit, depending on your age when you file.
Keep in mind If you marry a third time, you might not qualify for either type of benefit. You cannot collect divorced-spouse benefits if your ex is still alive and you remarry, except under very limited circumstances. For survivor benefits, you lose eligibility if you remarry before age 60 — 50 if you are disabled — but the government has no problem if you get hitched past that age. If your own retirement benefit is bigger than what you'd get on any former spouse's record, that's what you'll get. Social Security does not add multiple benefits together — it will only pay you the highest one each month."
Note...it did not mention deceased exs.
Best thing is to go to a SS office and talk to a rep.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
A good question to check on with an elder law attorney who has all the particulars in your case.
Social Security:
"A surviving spouse, surviving divorced spouse, unmarried child, or dependent parent may be eligible for social security monthly survivor benefits based on the deceased worker's earnings. "
https://faq.ssa.gov/en-us/Topic/article/KA-02083#:~:text=A%20surviving%20spouse%2C%20surviving%20divorced,if%20they%20meet%20certain%20requirements.
You need to have been married at least 10 years and have proof of marriage and divorce. You need to be 60 yrs old, and you SS benefit cannot be equal to or greater than his. You collected only his, not both.
Unless you were named as a beneficiary on his bank or investment accounts, or an inheritor in his Will, I don't know what else there'd be.
"The minimum age of eligibility to collect benefits on the record of a living former spouse is 62. Ex-spouse benefits are based on your former mate's primary insurance amount — the monthly benefit he or she is entitled to at full retirement age. You must have been married for at least 10 years. Divorced-spouse benefits range from 32.5 percent to 50 percent of your ex's benefit, depending on your age when you file.
Keep in mind
If you marry a third time, you might not qualify for either type of benefit. You cannot collect divorced-spouse benefits if your ex is still alive and you remarry, except under very limited circumstances. For survivor benefits, you lose eligibility if you remarry before age 60 — 50 if you are disabled — but the government has no problem if you get hitched past that age.
If your own retirement benefit is bigger than what you'd get on any former spouse's record, that's what you'll get. Social Security does not add multiple benefits together — it will only pay you the highest one each month."
Note...it did not mention deceased exs.
Best thing is to go to a SS office and talk to a rep.