She's in a Nursing home. Only has Medicare. Denied again for Medicaid. Her only income is approximately $1,330 monthly, from SS and pension. She has a health reimbursement account with pension, reason for denied Medicaid. I'm disabled myself and can't take care of her anymore. She can't walk , barely feeding herself, Dementia,Scitzo, Anemia, etc. She can't afford self pay. I have no clue how to pay for her care. Nobody in the Family is willing to help.
Your mother will definitely qualify for LTC Medicaid based on what you've described. An elder care attorney would be able to set it up for you but if mom doesn't have the money or assets to pay for the attorney then you need to talk to a state social worker, and make it clear you are unable to provide adequate care for her anymore, and you are unable to take her back home with you
Is there an amount that she recieves annually in the Health Care Reimbursement account? It seems like that would be spent toward her NH costs each year.
Release from a NH is different than a hospital and I don't have much experience with it--altho I have a feeling I'm going to be learning the hard way as both my MIL and my mother have had 'falling' episodes and they are both 91--
I don't know who you're speaking with, re: Medicaid, but at $1300 a month, she is not qualifying for Medicare, as far as I can see. Don't take 'no' for an answer, keep on being a 'little' pushy. If someone denies you, ask to talk to THEIR supervisor. Keep going up the chain of command.
Plan that every cent she gets is going to her care, not towards any kind of inheritance. Like, if she owns a home--that would be counted 'against her' as it has value and it can be sold towards expenses.
Sorry for the absentee family, but sadly, that's the norm. And while YOU have been the primary CG, they have all sat back and enjoyed not being involved. Also--YOU shouldn't be paying anything of your own towards her care.
We learn from each other.