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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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enough and too much all at the same time. Funds aren't available for out of pocket help. Burning the candle at both ends may have cost me my job. Now what? Flexible job suggestions? Bills still need to be paid.
You really need a good elder law attorney to help you work through your Dad's assets in his office, or a good CPA. You need, if you are POA, to understand how to access his assets for his care. Whether it is too much in savings, investments, 401Ks, of pensions, there is/will be a way to get your Dad into ALF or Board and Care or Nursing Home facility with the use of his assets until they are gone. There WILL BE A WAY. We often hear "I can't qualify because I make too much". With good advice there is a way to spend what you make, and have support thereafter to pick up the rest via Medicaid. You just need the proper advice.
If Igloo is around, and if you provide DETAILS of why your Dad is told he doens't "qualify" Igloo can likely give you the skivvy as she is very up on these things. But other than Igloo, I know of no one on Forum who is a CPA, financial advisor or elder law attorney. I only WISH.
I would consider, as your Dad DOES have assets, that you reach out to an aginglifeprofessional at aginglife.org. Medicare and Medicaid can provide you with info if you use searchbar to search for Medicare Consultant. Alz.org is a good website for info. You might try reaching out also to www.NPAF for advice about where to consult. That's the Independent Board Certified Patient Advocates who help with medical concern. If they cannot help they may guide you to others.
It is not now doable for you, and it will be worse in the future. Lose your job and you lose your job history, your finances, your savings for your own old age, your job history. We see people end up homeless and jobless and penniless, so at the very least, if Dad is living with you you need an elder law attorney to work out a care contract and shared living expenses contract.
Its the monthly income that is looked at. Any assets he has can be spent down by placing him. Even for two months. Things change, but in my State assets cannot be over 2k and monthly income, Social Security and pension, cannot exceed $2300. Some States have Medicaid Income trusts where the overage gets deposited in the trust so the person can get care Longterm.
I suggest you see an Elder Lawyer well versed in Medicaid. Houses and one car are exempt assets. So are some other assets.
You can't sacrifice your career for caring for your dad. I think you should put dad in a facility that takes Medicaid. He will have to spend down his money and then he will qualify for medicaid that will pay for the nursing home for the rest of his life. They will take his social security and probably any other income he might have.
What are your fathers health problems ? If they are significant enough for SNF he can spend down and apply for Medicaid . Depending on where you live Medicaid will pay for AL.
If he can’t afford AL and he’s not “ sick enough for SNF “ that can be a problem in placing him until he gets worse . In the meantime can you use his funds for some homecare until it’s ironed out where to place him , so you can go to work ?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If Igloo is around, and if you provide DETAILS of why your Dad is told he doens't "qualify" Igloo can likely give you the skivvy as she is very up on these things. But other than Igloo, I know of no one on Forum who is a CPA, financial advisor or elder law attorney. I only WISH.
I would consider, as your Dad DOES have assets, that you reach out to an aginglifeprofessional at aginglife.org. Medicare and Medicaid can provide you with info if you use searchbar to search for Medicare Consultant.
Alz.org is a good website for info.
You might try reaching out also to www.NPAF for advice about where to consult. That's the Independent Board Certified Patient Advocates who help with medical concern. If they cannot help they may guide you to others.
It is not now doable for you, and it will be worse in the future. Lose your job and you lose your job history, your finances, your savings for your own old age, your job history. We see people end up homeless and jobless and penniless, so at the very least, if Dad is living with you you need an elder law attorney to work out a care contract and shared living expenses contract.
Wishing you good luck.
I suggest you see an Elder Lawyer well versed in Medicaid. Houses and one car are exempt assets. So are some other assets.
Best of luck.
If they are significant enough for SNF he can spend down and apply for Medicaid . Depending on where you live Medicaid will pay for AL.
If he can’t afford AL and he’s not “ sick enough for SNF “ that can be a problem in placing him until he gets worse . In the meantime can you use his funds for some homecare until it’s ironed out where to place him , so you can go to work ?
I wish you luck .