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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Just want to add...You can keep a home but none of the applicants money is allowed to be for upkeep on the house only for their care. If a family member chooses to pay the upkeep, then Medicaid makes no guarantee that they will get it back. If you sell the house, those proceeds go towards the care of the person and Medicaid stops until it's spent down again. At that time, Medicaid can be filed for. If the house does not sell till after the person passes, then Medicare puts a lean on the house to recoup their money. In NJ the spend down is to 2000k. My Mom received 1500 in SS so received $50 a month in a Personal Needs Acct (PNA) held by the nursing facility. This $50 adds to the 2000k allowed. If person needing Medicaid has no assets other than SS and a small pension, I don't see the need for a lawyer. I had one because Mom had a house and a disabled person living with her. I also paid privately before Medicaid came in.
I would make an appointment with Medicaid first. Make sure you have all assets ready. If after talking to them you feel a lawyer would be in your best interest then hire one. Medicaid will allow the use of parents money for this. If parents monthly income is above the allowed amount for Medicaid, a Miller Trust could be set up. This will need to be done by a lawyer.
Hi Beachsun, I am in Florida and each state has its own Medicaid money rules. The best thing to do is to contact an Elder Lawyer in the state in question. It's worth the hour's rate for a consult like this.
For example: 1. In Florida the patient can keep a non-interest savings for extra funeral expenses, on top of already having prepaid all funeral expenses. In Florida is $2,500. This has to have a beneficiary, of course, so that person can pay the extra funeral expenses for you when the time comes.
2. You can keep your home - whether you live in it or not, as long as you do not have any income from it (sale or rent) should you move into a nursing or ALF in the future. This is an important point to ask the lawyer on how to protect that property.
3. You will be able to hold a minimum amount of funds from your monthly Social Security checks. In Florida it is $105...as that grows, it is your money and you can do whatever you want with it. However, in Florida, you have to make sure your bank account does not show more than a $2,000 balance each month or you run the risk of not having Medicaid cover your medical expenses for that month or more.
Please understand that the Elder Lawyer has many ways to protect any savings you already have accumulated and may guide you to hold on to it in legal ways. Consulting with him/her is a MUST before you apply for Medicaid! Don't wait to do this.
None of us know all the details of your finances, so our suggestions are just that..suggestions, not legal advice.
It is for your own benefit that you need to be VERY clear about what your state allows you to have when applying to Medicaid. Thus, if you choose to approach Medicaid first, just ask general questions without revealing any personal financial details.
Once you reveal your details, it may be too late to benefit from the Elder Lawyer's expertise.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I would make an appointment with Medicaid first. Make sure you have all assets ready. If after talking to them you feel a lawyer would be in your best interest then hire one. Medicaid will allow the use of parents money for this. If parents monthly income is above the allowed amount for Medicaid, a Miller Trust could be set up. This will need to be done by a lawyer.
For example:
1. In Florida the patient can keep a non-interest savings for extra funeral expenses, on top of already having prepaid all funeral expenses. In Florida is $2,500. This has to have a beneficiary, of course, so that person can pay the extra funeral expenses for you when the time comes.
2. You can keep your home - whether you live in it or not, as long as you do not have any income from it (sale or rent) should you move into a nursing or ALF in the future. This is an important point to ask the lawyer on how to protect that property.
3. You will be able to hold a minimum amount of funds from your monthly Social Security checks. In Florida it is $105...as that grows, it is your money and you can do whatever you want with it. However, in Florida, you have to make sure your bank account does not show more than a $2,000 balance each month or you run the risk of not having Medicaid cover your medical expenses for that month or more.
Please understand that the Elder Lawyer has many ways to protect any savings you already have accumulated and may guide you to hold on to it in legal ways.
Consulting with him/her is a MUST before you apply for Medicaid!
Don't wait to do this.
It is for your own benefit that you need to be VERY clear about what your state allows you to have when applying to Medicaid. Thus, if you choose to approach Medicaid first, just ask general questions without revealing any personal financial details.
Once you reveal your details, it may be too late to benefit from the Elder Lawyer's expertise.
All the best!
familyassets.com/nursing-homes/resources/medicaid/new-york