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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
I had to let his Medigap insurance lapse, for financial reasons. This was after conferring with his family, who couldn’t pay either. He recently had to go to the hospital, and now there is a bill which he can’t pay. Am I liable? Was I negligent?
Yes, talk to the billing dept. Explain he has no supplimental. Maybe they can discount some of the balances due. Is he able to make payments. You could have a payment schedule done for him. I agree, see if he qualifies for Medicaid.
Hospitals do have programs to decrease the balances if patients are unable to pay. Call the billing department and inform them; they will mail you a packet to fill out that will require financial information on the patient so you’ll have to prove he doesn’t have resources to pay. Then they can discount balances if he meets their eligibility & set up a payment plan for him.
You wouldn't be liable unless you personally guaranteed the bill at the hospital. If you speak to the people in hospital billing, they might be able to guide you. Many states have options for people with no money and hospital bills.
Possibly it is time to have your friend apply for Medicaid.
Yes, billing g Dept.Financial Assistance is #1 #2 Apply for Medicaid, have income, assetts, housing and utility costs, medication co-pays, Doctor and current hospital bills past 12 months, Transportation to medical appointments, doctor ordered OTC meds & supplies. You can look up median income for your area online and federal poverty level, as a guide. Expanded Medicaid often has programs for 100%,120% & 150% of poverty level. Other places used % of median income..which is higher.
Good news- most of this is stuff you need to file taxes, so easy time to gather it. If not qualified for Medicaid..too much income (ask about Medicaid Spend Down) or investment assetts to Spend Down, apply anyway and document spend down.
Bad news: You can get Medicare Supplement any time, but the few companies that will accept/ underwrite someone with even average health issues, the premium is the same as age 99 1/2!! So easiest cost search is just plug in that as the age.
Otherwise you have to wait till next October and pick a Medicare Advantage Plan, which leaves you limited to their Network and who will take new patients...they purposely don't track that. Often doctors drop out of the network at end of year... should be illegal IMHO.
Do sign up for Extra Help from Social Security to pay Part B premiums, & most or all of Part D premium and Co- insurance for Rx.
Depending where you live, Medicare Advantage Plan may not have Board Certified Specialist you may need. Or only one in the area, sometimes they are visiting on rotation a few times a month. This happened to a friend's parents in CA. While UCLA Hospital was a 2+ hour drive, they were not on Advantage Plan. The Oncologist was Not Board Certified! The Cardiac Surgeon visited from outside their area, and who came kept changing. Had to wait 2 weeks for critical surgery, 6 weeks if considered only urgently needed cardiac major surgery. So check it out in detail!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Call the billing department and inform them; they will mail you a packet to fill out that will require financial information on the patient so you’ll have to prove he doesn’t have resources to pay. Then they can discount balances if he meets their eligibility & set up a payment plan for him.
Possibly it is time to have your friend apply for Medicaid.
#2 Apply for Medicaid, have income, assetts, housing and utility costs, medication co-pays, Doctor and current hospital bills past 12 months, Transportation to medical appointments, doctor ordered OTC meds & supplies. You can look up median income for your area online and federal poverty level, as a guide. Expanded Medicaid often has programs for 100%,120% & 150% of poverty level. Other places used % of median income..which is higher.
Good news- most of this is stuff you need to file taxes, so easy time to gather it.
If not qualified for Medicaid..too much income (ask about Medicaid Spend Down) or investment assetts to Spend Down, apply anyway and document spend down.
Bad news: You can get Medicare Supplement any time, but the few companies that will accept/ underwrite someone with even average health issues, the premium is the same as age
99 1/2!! So easiest cost search is just plug in that as the age.
Otherwise you have to wait till next October and pick a Medicare Advantage Plan, which leaves you limited to their Network and who will take new patients...they purposely don't track that. Often doctors drop out of the network at end of year... should be illegal IMHO.
Do sign up for Extra Help from Social Security to pay Part B premiums, & most or all of Part D premium and Co- insurance for Rx.
Depending where you live, Medicare Advantage Plan may not have Board Certified Specialist you may need. Or only one in the area, sometimes they are visiting on rotation a few times a month. This happened to a friend's parents in CA.
While UCLA Hospital was a 2+ hour drive, they were not on Advantage Plan. The Oncologist was Not Board Certified! The Cardiac Surgeon visited from outside their area, and who came kept changing. Had to wait 2 weeks for critical surgery, 6 weeks if considered only urgently needed cardiac major surgery. So check it out in detail!