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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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my 80 year old mother has lung cancer and no life insurance,the only thing she has of value is her home, can she sell it so she has money for a funeral and still keep her medicaid
She can sell her home, but to continue Medicaid, she would have to spend down the money in the normal way. Purchasing funeral services can be part of the spend down. I don't know how much the property is worth, so I don't know what type of effect it would have on the length of time she would be ineligible to receive Medicaid.
Her home is an exempt asset for Medicaid as long as she maintain's it as her primary residence. BUT if she sells it, then the proceeds (the $$) from the sale of the home is now an asset, which would have to be spent down back to your state's Medicaid compliance level. Depending on how much $$ the house brings in, it will make a big difference on how much spend down.
If she doesn't have a prepaid NCV (no cash value) funeral and burial policy, then she can use that $$ to do on. The funeral home will know how to do this so that it is Medicaid compliant (a NCV policy) and it will have a limit as to how much. Each state can make this different. My mom's state has it so that it has to be under 10K.
She can also spend the $$ on anything for her needs or her care - so she can get expensive dental work done; buy new clothes and shoes; get new hearing aids, eyeglasses, walkers or other health related items that Medicaid doesn't pay for or pays for really cheap and ugly ones. She can also have a car as an exempt asset - most states have the value on the car with a limit but it's reasonable. She can spend some of the $$ to have all her legal updated - so check her legal stuff to make sure it's all there and see an attorney to get it updated if need be.
You want to keep very good track of what she spends the $$ on and receipts too. She cannot gift any of the $$ under Medicaid rules, if she does there can be a transfer penalty done. Remember that all real property ownership - like homes, autos, land - are recorded by the local county assessor and then in turn dovetailed into the state system. So Medicaid can find out this information in just a few keystrokes and ask about where the $ went. Good luck!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If she doesn't have a prepaid NCV (no cash value) funeral and burial policy, then she can use that $$ to do on. The funeral home will know how to do this so that it is Medicaid compliant (a NCV policy) and it will have a limit as to how much. Each state can make this different. My mom's state has it so that it has to be under 10K.
She can also spend the $$ on anything for her needs or her care - so she can get expensive dental work done; buy new clothes and shoes; get new hearing aids, eyeglasses, walkers or other health related items that Medicaid doesn't pay for or pays for really cheap and ugly ones. She can also have a car as an exempt asset - most states have the value on the car with a limit but it's reasonable. She can spend some of the $$ to have all her legal updated - so check her legal stuff to make sure it's all there and see an attorney to get it updated if need be.
You want to keep very good track of what she spends the $$ on and receipts too.
She cannot gift any of the $$ under Medicaid rules, if she does there can be a transfer penalty done. Remember that all real property ownership - like homes, autos, land - are recorded by the local county assessor and then in turn dovetailed into the state system. So Medicaid can find out this information in just a few keystrokes and ask about where the $ went. Good luck!