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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Any one who has kids can relate to this, but unforuntanely for parents who love their children is also a growing experince for us...we learn from our bad decisions. We just allow ourselves to continue to show them love, but through obedience we also show them we wont allow it to happen again.
This was a "sweet" answer....but we are talking about taking advantage of someone who is disabled and " loaned" the son lots of money with the promise of repayment. ? Police ? Private attorney is $$$$
What is your role in the elders estate? If you are also in line to inherit from the parent, then document the debt and when it comes time to split what's left take all debt off the split this sibling would have received.. If you are not a participant in the economic goals of this family, you can be fascinated, but perhaps it is not your business. Demented people tell very interesting stories, some true, some a few degrees off from the truth. My dad believed his board and care home was a fine hotel and always asked if I had paid the bill and tipped the maid. If you are involved in the economy of this family and the money won't last and there is not enough for the elders current care, then you have a stake in this being dealt with in a professional manner. All the options that are open to anyone who has a debt that is unpaid are open to the elder including court followed by wage garnishment. Just like any other debt having the loan documented in writing is essential. The family needs a meeting that includes documenting who has control over what money and what their obligations are. A lawyer can be important at this stage to make it stick.
I am the elder. Loaned $ over two years ago to help with a remodeling job......which was keeping him too busy to be a part of the family.....my own son...haven't had a return call since last February.... You know, I would not let a stranger treat me this way....just hard to realize that you have raised a con man. Have a call in to my attorney... Thanks..GW
Your question relates to an alleged loan from the family. Apparently more than one person was involved in making the loan.. If you and the other lenders are in agreement then it is apparent that you would have the burden of proof -- that is you all should be able to persuade the court that the transaction was indeed a loan. I also presume that there is no writing to verify the terms of the loan however in cases where there is a loan proved but no terms of repayment, then the court will supply a promise to repay within a reasonable time. What is reasonable will vary from case to case. and I cannot venture to guess what the facts which are yet to be established will be determined.
The amount of the loan is going to decide whether you need a lawyer or not. Depending on your local law the loan may be tried in Small Claims Court or it may require that you use a lawyer. I suggest that you seek counsel in the form of an office visitand go from there. All is not lost but you must seek your remedy before the Statute of Limitations runs out, assuming that it has not already done so In some ares various lawyers advertise that the first visit is free. Look in the yellow pages.
This loan needs to be substantial or the costs of getting your money back could be more than would make it worthwhile. Lawyers are expensive. The sad thing here is not getting the money back but what your son has done to you. If my parent gave me money and then told me it was a loan, I would knock myself out getting it paid back. In fact my first car was paid for by a loan from my folks and I paid it back as soon as possible. How old is your son? If he is an adult, well he just may be a guy with not so great character. Just don't loan him any more money, ever. And don't feel bad about it either.
Always if you knew he would ask for a loan get a document stating amount what payments are etc.. If he did this without your knowledge and know the person is incompetent you need to get on him now before he gets in big trouble. You need to take control of her finances get poa if needed get a fiduciary .
My mother pressured and harressed me to help her and my Brother an his out when he got fired in 2010. He promised to pay me back at least part of the loan when he got his 401K. I never saw a dime! Then when they got in trouble with the law I paid their Lawyer fees, with promise they would make monthly payments. Still have not seen a dime. They owe me $80,000.00, now I'm pennie less with no job and can't pay my bills. Sad that the people you should be able to trust most in the world would take advantage of you and not care.
If anyone has any suggestions as to what I can do to collect monies from my daughter and son-in-law, please help? My story is as follows:
My daughter lives in Public Housing and has her husband living there although he isn't on the lease. He works a full-time job and she collects a monthly check that housing 'pays her' for living there.
Sadly, and really after-the-fact, I realize that they spend the brunt of their money on prescription pain medication they purchase online and also get from physicians. They're always falling behind in their bills because of this, leaving my grandson going without so very much. His basic needs are met (barely). I have custody of her daughter (my granddaughter) because of this and numerous other issues. It's outright neglect.
I've tried helping her so many times, for the sake of the grandchildren. Also because I loved her so very much. In hindsight, all I've been doing is enabling her.
This past July, my daughter arrived at my house in a frenzy. She was going on and on how their electric, gas and cable were about to be shut off. In housing, if the 'vital' utilities are terminated, it is grounds for eviction. She had the bills-in-hand and begged me to help her. Unfortunately, I did. I went online and paid all three bills via my credit cards.
She/son-in-law promised, gave me their word that it would be paid back monthly. I have asked for something in writing (which is what I should have done in the first place), but there was always an excuse to avoid. I've asked both of them, politely, to please begin to give me something that I can put towards the credit card payments. I'm getting nothing but excuses.
I brought it up to her yesterday evening, and she began calling me names that I cannot repeat. Let me just say that I am beyond crushed and brokenhearted.
All of the bills show that the payments went to her address as they were her (and his) utilities. Maybe/hopefully, this might help my case to collect?
I'll finish this by adding that I am disabled and on a fixed income. The credit cards that I have are for emergency use only. I have one department store credit card that I use to purchase my granddaughter's clothing, etc. The child support payments, that I receive for he,r pays that bill. The child support is reluctantly paid by the 'biological father' (not my son-in-law). This child is from a previous relationship and is an entirely different story (book). My ex and I practically raised her because of so much conflict and neglect.
There's so much to this fiasco but I won't take-up the reader's time. If anyone has any suggestions, please respond. To say that this incident is the proverbial *straw-that-broke-the-camel's-back* would be an understatement. My thanks to any responders.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you are not a participant in the economic goals of this family, you can be fascinated, but perhaps it is not your business. Demented people tell very interesting stories, some true, some a few degrees off from the truth. My dad believed his board and care home was a fine hotel and always asked if I had paid the bill and tipped the maid.
If you are involved in the economy of this family and the money won't last and there is not enough for the elders current care, then you have a stake in this being dealt with in a professional manner. All the options that are open to anyone who has a debt that is unpaid are open to the elder including court followed by wage garnishment. Just like any other debt having the loan documented in writing is essential.
The family needs a meeting that includes documenting who has control over what money and what their obligations are. A lawyer can be important at this stage to make it stick.
The amount of the loan is going to decide whether you need a lawyer or not. Depending on your local law the loan may be tried in Small Claims Court or it may require that you use a lawyer. I suggest that you seek counsel in the form of an office visitand go from there. All is not lost but you must seek your remedy before the Statute of Limitations runs out, assuming that it has not already done so In some ares various lawyers advertise that the first visit is free. Look in the yellow pages.
My daughter lives in Public Housing and has her husband living there although he isn't on the lease. He works a full-time job and she collects a monthly check that housing 'pays her' for living there.
Sadly, and really after-the-fact, I realize that they spend the brunt of their money on prescription pain medication they purchase online and also get from physicians. They're always falling behind in their bills because of this, leaving my grandson going without so very much. His basic needs are met (barely). I have custody of her daughter (my granddaughter) because of this and numerous other issues. It's outright neglect.
I've tried helping her so many times, for the sake of the grandchildren. Also because I loved her so very much. In hindsight, all I've been doing is enabling her.
This past July, my daughter arrived at my house in a frenzy. She was going on and on how their electric, gas and cable were about to be shut off.
In housing, if the 'vital' utilities are terminated, it is grounds for eviction.
She had the bills-in-hand and begged me to help her. Unfortunately, I did.
I went online and paid all three bills via my credit cards.
She/son-in-law promised, gave me their word that it would be paid back monthly.
I have asked for something in writing (which is what I should have done in the first place), but there was always an excuse to avoid.
I've asked both of them, politely, to please begin to give me something that I can put towards the credit card payments. I'm getting nothing but excuses.
I brought it up to her yesterday evening, and she began calling me names that I cannot repeat. Let me just say that I am beyond crushed and brokenhearted.
All of the bills show that the payments went to her address as they were her (and his) utilities. Maybe/hopefully, this might help my case to collect?
I'll finish this by adding that I am disabled and on a fixed income. The credit cards that I have are for emergency use only. I have one department store credit card that I use to purchase my granddaughter's clothing, etc.
The child support payments, that I receive for he,r pays that bill.
The child support is reluctantly paid by the 'biological father' (not my son-in-law). This child is from a previous relationship and is an entirely different story (book). My ex and I practically raised her because of so much conflict and neglect.
There's so much to this fiasco but I won't take-up the reader's time.
If anyone has any suggestions, please respond. To say that this incident is the proverbial *straw-that-broke-the-camel's-back* would be an understatement.
My thanks to any responders.