Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
That's when you see an Elder Law Attorney with a full list of assets/liabilities/income and work out whatever you can to qualify to get help. There are ways. They know them.
Medicaid rules vary by state, therefore you should take her financial info and consult with a Medicaid Planner for her state of residence.
Some states allow some like a Miller Trust, where her "excess" funds go into this trust so that her income level then qualifies for Medicaid. Upon her death, the money that went into the trust goes to the state to pay for her care. Ask an elder law attorney or estate planner about this option.
Most states' Medicaid only covers LTC, which is assessed by a doctor as medically necessary (and usually means the person has no mobility, or is profoundy ill). The application "look back" period for most states is 5 years. A Medicaid bed means a shared room.
Every State has an Aging department - Area on Aging, Aging Services, Area Agency on Aging, ... Each should have care navigators (aka options counselors, ...) who work one-on-one with families to help them identify resources for which they're available. It's a good place to start.
Here's how it goes with Medicaid and this has been explained many times on this forum, but once more won't hurt.
"She" can still go into a nursing home. Her assets (real estate, bank accounts, investments, savings, etc...) will have to be spend down paying for the nursing home until they are gone.
After they have been spend down, "she" will then be giving over whatever monthly income she receives to the nursing home and that is when she will get Medicaid that pays for the rest.
There's no way to preserve assets from a nursing home or Medicaid. "She" would have had to get assets out of her name for usually at least five years before needing to be placed in a nursing home. If this was not done and she needs to be placed, her assets will have to be liquidated to cash-pay for the nursing home until they are gone.
If "she" is married the nursing home and Medicaid are only entitled to half.
You see an elder law attorney to figure out how to assign her money to the nursing home if this is monthly income; in the case of it being assets they will have to be spent down. An attorney is well worth the fee which is paid for by her assets to figure out how best to do this according to the laws of the state in which you live.
Do go up to the blue timeline, to the magnifying glass and type in Igloo or medicaid and you will see a lot of questions and answers. Also to to topics and type in medicaid. You can also call medicaid in your area and ask for an advisor to answer questions for you; have the details at your fingertips.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Some states allow some like a Miller Trust, where her "excess" funds go into this trust so that her income level then qualifies for Medicaid. Upon her death, the money that went into the trust goes to the state to pay for her care. Ask an elder law attorney or estate planner about this option.
Most states' Medicaid only covers LTC, which is assessed by a doctor as medically necessary (and usually means the person has no mobility, or is profoundy ill). The application "look back" period for most states is 5 years. A Medicaid bed means a shared room.
"She" can still go into a nursing home. Her assets (real estate, bank accounts, investments, savings, etc...) will have to be spend down paying for the nursing home until they are gone.
After they have been spend down, "she" will then be giving over whatever monthly income she receives to the nursing home and that is when she will get Medicaid that pays for the rest.
There's no way to preserve assets from a nursing home or Medicaid. "She" would have had to get assets out of her name for usually at least five years before needing to be placed in a nursing home. If this was not done and she needs to be placed, her assets will have to be liquidated to cash-pay for the nursing home until they are gone.
If "she" is married the nursing home and Medicaid are only entitled to half.
Do go up to the blue timeline, to the magnifying glass and type in Igloo or medicaid and you will see a lot of questions and answers. Also to to topics and type in medicaid.
You can also call medicaid in your area and ask for an advisor to answer questions for you; have the details at your fingertips.