My father has been in a SNF since December first. Medicare pulled out after 20 days and we have been paying out of pocket since then, having had the second appeal just denied. Is it possible one nursing home might have different recommendations to Medicare re. amount of care required by resident than another? Does it make sense to get opinions from other facilities? Oh yes...my father ended up at this SNF after a hospital stay subsequent to a bad fall in AL where he was on 30 day notice for discharge because his needs were too great. They are certainly greater, now.
What I think you need to think about is applying for Medicaid; if dad has "countable" assets (money in the bank, CDs, stocks, etc) they are needed now to pay for his care. You can private pay for his care until he is under the asset limit for Medicaid.
The other question is what his income is; if he is over the income limit for Medicaid in his State, a Miller trust can be done, but this is something that you need an eldercare attorney to set up. Visiting a certified eldercare attorney RIGHT NOW is probably the best investment of dad's money that you can make. Is there a spouse in the picture as well?
Medicare rehab benefit will be time limited to 100 days maximum even IF he was able to clearly show established measurements for “progress” within rehab.